Applying is incredibly easy. You can apply with us over the phone or online which means we can approve your loan quickly and easily. To apply you must be over 18 and a New Zealand resident.
Loans are available from a minimum of $1,000 up to a maximum of $20,000.
Your FAI loan repayments are structured to suit you and can be spread over a repayment period from 6 months right up to 3 years.
The interest rate of the loan depends on a number of factors including whether or not you can provide security for the loan. Once determined the interest rate is fixed for the entire term of the loan which means you know what your repayments will be from the beginning and they will not change.
Yes. We charge an establishment fee of $332 which is incorporated into the loan amount. There are some costs that we pass onto borrowers and full details are provided with your loan documents.
At FAI we make it as easy as possible for you to make repayments on your loan. You can make payments...
- by direct debit or automatic payment
- by internet banking
- by mail; or
- at any Westpac branch
If you would like to apply, call us now on 0800 FAI 123 (0800 324 123)
Alternatively you can email us at info@faimoney.co.nz
How do I apply?
