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Interest Rates

Take advantage of one of our great rates

Investing with FAI Money couldn't be easier. Simply select your preferred rate and term from the table below. If you have a larger amount to invest give us a call and we may be able to offer you a special rate.

Term
$1,000 - $4,999
$5,000 +
Call-1.00% p.a.
12 months6.10% p.a.6.75% p.a.
15 months7.35% p.a.7.75% p.a.
24 months7.80% p.a.8.05% p.a.
36 months8.00% p.a.8.50% p.a.
48 months8.30% p.a.8.55% p.a.
60 months8.60% p.a.8.85% p.a.

 

Choose how you want your interest paid

All of our investments offer you the choice of how and when your interest is to be paid - monthly, quarterly, six-monthly, annually or on maturity. You can also compound your funds quarterly by adding the interest back to your investment then you earn interest on your interest.

 

Start your investment today by following the simple steps

  1. Read through our latest Investment Statement and Prospectus.
  2. Choose the term and interest rate that will suit your needs from the table above.
  3. Select your interest payment option.
  4. Contact us on 0800 450 400 for an application pack which includes the application form and investment statement.
  5. Once you have completed your application form attach the appropriate form of ID as set out on the back of the form.

    Please note that this investment offer is only available to New Zealand residents.
  6. Make your payment. You can fill out a cheque for the amount you wish to invest, payable to FAI Money Limited. Remember to cross the cheque "Not transferable".

    If you prefer, you can have the funds transferred directly from your account. Please include proof of deposit with your application form to:

    Bank: ANZ Bank, Queen Street, Auckland
    Bank account: FAI Money Limited
    Account number: 01-0102-0310202-00
  7. Send your cheque or proof of deposit and completed application form to FAI Money and we'll confirm that we've received your application within seven days.

Secured Loan with FAI Money Unsecured Loan with FAI Money
#FAI Money Limited Secured Debentures are secured by a charge which is first ranking, subject to prior charges (currently nil) and claims given priority by legislation. Minimum investment amount $1,000. Special rates are available for amounts over $50,000. Rates are subject to change. Call for an investment statement. A registered prospectus is available from FAI Money Limited, Level 4, 520 Queen Street, Auckland.
*FAI Money has a guarantee under the New Zealand deposit guarantee scheme. The guarantee will operate until 12 October 2010 and is only applicable to payments due and payable within the guarantee period. Interest and principle payments that fall beyond 12 October 2010 are not covered by the guarantee. Debenture holders who are financial institutions, related parties, neither New Zealand tax residents nor New Zealand citizens, and their nominees will not receive the benefit of the guarantee. The guarantee is capped at $1 million per debenture holder. Further information relating to the Crown guarantee (including a copy of the Crown Deed of Guarantee) is available free of charge and at all reasonable times a www.treasury.govt.nz